Home Purchase

Happy Closing Day

You need it?
We have it.

Here Are Some Tips
to Get You Started

We think getting a home loan shouldn’t be intimidating or overwhelming. That’s why we’re focusing on the programs that matter most to our clients.

Use our loan calculators to estimate your loan limits.

Canopy Mortgage offers a variety of Loan Programs to meet your mortgage needs and is a Fannie Mae direct seller. Not sure about what program you need? Your Loan Officer will help you understand what program will benefit you the most.

We offer three ways to track interest rates:

  • Target Rates: Receive a notification only if rates drop to a specific level.
  • Personalized Rates: Receive daily rate quotes personalized for your unique situation.
  • Generic Rates: Receive a generic snapshot of what interest rates are doing each day.

Use our rate tracker to stay in the know.

  • FHA LOANS
    FHA loans offer lower down payments, lower rates and more lenient underwriting qualifications for borrowers with lower FICO scores.
  • CONVENTIONAL
    A popular option for borrowers seeking to refinance or purchase a new home when the borrower has a little as 3% down payment.
  • VA LOANS
    We love our Veterans! One of the most powerful loan programs available! Take advantage of the 0% down benefit. Great Rates!
  • USDA LOANS
    Home buyers in rural areas can take advantage of 100% purchase programs with great rates & low fees. This is an option for first time home buyers.
  • JUMBO LOAN
    Jumbo mortgages exceed conforming loan limits. This program caters to borrowers looking to finance higher loan amounts.
  • NON-QM LOANS
    We offer alternative products designed specifically to meet the needs of complex income or self employed individuals who may not qualify for more traditionally documented financing.

Use the calculators below to get an idea of various costs you could encounter along the way. These also allow you to play with different down payments, interest rates and more to weigh your options. Calculators are only meant to be used as an example. Your actual loan will be constructed from your individual situation and the numbers will more than likely vary from the results received here.

HOME PURCHASE
No personal info is required for your quote. We’ll show you ALL costs – including third-party fees. Compare multiple options at once, and lock in your rate online.

Get Started

  • FHA LOANS
    FHA loans offer lower down payments, lower rates and more lenient underwriting qualifications for borrowers with lower FICO scores.
  • CONVENTIONAL
    A popular option for borrowers seeking to refinance or purchase a new home when the borrower has a little as 3% down payment.
  • VA LOANS
    We love our Veterans! One of the most powerful loan programs available! Take advantage of the 0% down benefit. Great Rates!
  • USDA LOANS
    Home buyers in rural areas can take advantage of 100% purchase programs with great rates & low fees. This is an option for first time home buyers.
  • JUMBO LOAN
    Jumbo mortgages exceed conforming loan limits. This program caters to borrowers looking to finance higher loan amounts.
  • NON-QM LOANS
    We offer alternative products designed specifically to meet the needs of complex income or self employed individuals who may not qualify for more traditionally documented financing.

Use the calculators below to get an idea of various costs you could encounter along the way. These also allow you to play with different down payments, interest rates and more to weigh your options. Calculators are only meant to be used as an example. Your actual loan will be constructed from your individual situation and the numbers will more than likely vary from the results received here.

HOME PURCHASE
No personal info is required for your quote. We’ll show you ALL costs – including third-party fees. Compare multiple options at once, and lock in your rate online.

Get Started