Refinance

Funded

Your Mortgage, Your Terms

For years the mortgage industry has lagged behind technological trends, stuck in the past and costing consumers unnecessary time and money. Canopy Mortgage was created to offer loan officers and consumers a better way to lend. We offer easy-to-use and nimble technology to manage every step of the mortgage process.

Gone are the layers of poorly interfacing programs, unnecessary costs added by a bloated management structure, and little control throughout the loan process. At Canopy Mortgage we’ve created a technical infrastructure and blended the best of retail, wholesale, and direct-to-consumer mortgages to create a streamlined process that’s quick, easy, and cheap – all while cutting out the downsides of traditional lending.

Reasons to Consider a Refinance Through Us:

Canopy Mortgage eliminated the extra layers of people who take a cut of each deal – all those middle managers who increase costs but do nothing to actually help you. We’ve integrated state of the art technology, creating a faster, easier, and more cost-effective platform that offers everything you could want during the loan process.

  • FHA LOANS
    FHA loans offer lower down payments, lower rates and more lenient underwriting qualifications for borrowers with lower FICO scores.
  • CONVENTIONAL
    A popular option for borrowers seeking to refinance or purchase a new home when the borrower has a little as 3% down payment.
  • VA LOANS
    We love our Veterans! One of the most powerful loan programs available! Take advantage of the 0% down benefit. Great Rates!
  • USDA LOANS
    Home buyers in rural areas can take advantage of 100% purchase programs with great rates & low fees. This is an option for first time home buyers.
  • JUMBO LOAN
    Jumbo mortgages exceed conforming loan limits. This program caters to borrowers looking to finance higher loan amounts.
  • NON-QM LOANS
    We offer alternative products designed specifically to meet the needs of complex income or self employed individuals who may not qualify for more traditionally documented financing.

Use the calculators below to get an idea of various costs you could encounter along the way. These also allow you to play with different down payments, interest rates and more to weigh your options. Calculators are only meant to be used as an example. Your actual loan will be constructed from your individual situation and the numbers will more than likely vary from the results received here.

REFINANCE
No personal info is required for your quote. We’ll show you ALL costs – including third-party fees. Compare multiple options at once, and lock in your rate online.

Get Started

  • FHA LOANS
    FHA loans offer lower down payments, lower rates and more lenient underwriting qualifications for borrowers with lower FICO scores.
  • CONVENTIONAL
    A popular option for borrowers seeking to refinance or purchase a new home when the borrower has a little as 3% down payment.
  • VA LOANS
    We love our Veterans! One of the most powerful loan programs available! Take advantage of the 0% down benefit. Great Rates!
  • USDA LOANS
    Home buyers in rural areas can take advantage of 100% purchase programs with great rates & low fees. This is an option for first time home buyers.
  • JUMBO LOAN
    Jumbo mortgages exceed conforming loan limits. This program caters to borrowers looking to finance higher loan amounts.
  • NON-QM LOANS
    We offer alternative products designed specifically to meet the needs of complex income or self employed individuals who may not qualify for more traditionally documented financing.

Use the calculators below to get an idea of various costs you could encounter along the way. These also allow you to play with different down payments, interest rates and more to weigh your options. Calculators are only meant to be used as an example. Your actual loan will be constructed from your individual situation and the numbers will more than likely vary from the results received here.

REFINANCE
No personal info is required for your quote. We’ll show you ALL costs – including third-party fees. Compare multiple options at once, and lock in your rate online.

Get Started